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Construction Workers at the Site
Tiling a Roof

Construction - Build the Home You’ve Always Imagined

Finance the construction of your house on your own plot with flexible disbursal linked to progress.

Key Features

Blueprint

Loan for self-construction on owned or jointly-owned residential plot

Staged disbursement as per construction progress

Loan Amount: Based on construction cost and borrower eligibility

Tenure: Up to 30 years for salaried; 20–25 years for self-employed

Attractive interest rates

READY TO GET STARTED?

Discover a new era of banking.
Reach out to start your journey today.

Gender
Date of Birth
Day
Month
Year
Type of Business
Nature of Business
Preferred Loan Tenure (months)
Existing Loans
Yes
No
If Yes,
Purpose of Loan

Ready to get started?

Let’s Talk: Your Financial Journey Starts Here

Documents Required

  • KYC: PAN, Aadhaar, address proof

  • Income proof: Salary slips/Form 16 OR ITR with balance sheet/P&L for self-employed

  • Bank statements: 6–12 months

  • Property documents: Title deed, EC, tax receipts

  • Construction: Approved plan, building permit, cost estimate, architect/builder’s details

Where Can You Use the Loan?

  • Financing the complete construction of your home on owned plot

  • Partial construction or extensions (if lender policy permits)

  • Building on ancestral land with consent from co-owners

Best For

  • Those who already own land and want to build their home

  • Custom-designed houses instead of ready units

Eligibility Criteria

  • Ownership of plot (clear title)

  • Salaried or self-employed with stable income

  • Age: 21–65 years

  • Approved building plan and cost estimate

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