Personal Loan – Fast and Flexible Funding
Fast, flexible, and unsecured funding to support your personal financial needs.
Personal loans offer quick access to funds without collateral requirements, making them ideal for various personal and professional needs. Only for Salaried; Minimum Salary ₹15,000/month
Key Features
₹50,000 to ₹55,00,000 (up to ₹40 lakhs in some cases)
Loan Amount
fully unsecured
No collateral required
12–60 months
Tenure
Fast processing and disbursal
Instant approvals
Fixed EMI with flexible repayment options
Fixed interest rates
Documents Required
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Identity & Address Proof: Aadhaar, PAN, Passport/Voter ID
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Income Proof: Last 3 months salary slips, last 6 months bank statements
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Employment Proof: Company ID/Employment letter/Form 16 (if asked)
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Current Address Proof: Utility bill/rent agreement (if different)
Where Can You Use the Loan?
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Medical bills and hospital expenses
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Education fees and course costs
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Home renovation and interiors
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Wedding functions and travel
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High-value consumer durables and electronics
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Consolidating credit card/other loan EMIs
Best For
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Salaried and self-employed individuals with a stable income
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Meeting urgent or planned personal expenses without collateral
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Debt consolidation and financial management
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Medical emergencies
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Education and skill upgradation
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Wedding and family events
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Travel and large purchases
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Debt consolidation
Eligibility Criteria
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Employment: Salaried only (private/public/PSU)
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Minimum Net Monthly Salary: ₹15,000
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Age: 21–60 years at maturity
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Work Stability: 6–12 months in current job; 12–24 months total work experience
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Credit Score: Generally 680+
READY TO GET STARTED?
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