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Handing Over Keys
Buying a House

House Purchase - Move into Your Dream Home Today

Get long-term financing to buy your ready-to-move or under-construction residential property with minimal upfront cost.

Key Features

House with a Pool

Finance for ready homes, builder projects, or resale houses

Loan Amount: High LTV up to 80–90% of property value

Tenure: Up to 30 years

Attractive fixed/floating interest rates

Tax benefits available on principal & interest

Documents Required

  • KYC: PAN, Aadhaar, address proof

  • Income proof: Salary slips/Form 16 or ITR with financials

  • Property documents: Sale agreement, approved building plan, title deed, tax receipts, NOC from builder

  • Bank statements: 6–12 months

Where Can You Use the Loan?

  • Purchase of a new flat or independent house from builder/developer

  • Buying a resale home in a registered layout/approved colony

  • Acquiring under-construction property from approved projects

READY TO GET STARTED?

Discover a new era of banking.
Reach out to start your journey today.

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Ready to get started?

Let’s Talk: Your Financial Journey Starts Here

Best For

  • First-time home buyers

  • Upgrading from rented to owned home

  • Purchasing second/vacation homes

Eligibility Criteria

  • Salaried or self-employed with stable monthly income

  • Age: 21–65 years

  • Clear and marketable property title

  • Satisfactory credit score (usually 700+)

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