Business Loan – Fuel Your Business Growth
Unlock the potential of your business with quick, collateral-free business loans from Shivastutha Financial Services.
Whether you're a small business owner looking to manage working capital or an established enterprise planning to scale operations, our business loans are designed to give you the financial flexibility you need, without the hassle of lengthy paperwork or hidden terms.
Why Choose Our Business Loans?
Quick approvals and disbursals to help you act on opportunities without delay.
Fast Processing
Loans structured based on your business size, needs, and repayment capacity.
Tailored Solutions
No hidden charges, just straightforward and fair lending practices.
Transparent Terms
From document collection to lender coordination, we’re with you at every step.
End-to-End Support
Who Can Apply?
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Working capital and inventory stocking
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Expanding premises/branches
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Marketing, technology upgrades
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Hiring and operations scale-up
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Purchasing small equipment
Eligibility Criteria
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Constitution: Proprietorship/Partnership/LLP/Private Ltd.
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Business Vintage: Typically 12–24 months+
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Turnover/Banking: Consistent monthly credits; GST (if applicable)
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Credit Score: Promoter 680+
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ITR/Financials: As per lender threshold
Documents Required
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KYC: Promoter + Business (PAN, Aadhaar, GST/Udyam/COI)
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Business Proof: Registration, shop & establishment, rent/utility
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Bank Statements: Last 6–12 months (business account)
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Financials/ITR: Last 1–2 years (as required)
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Additional: Latest GST returns/invoices (if asked)
Where Can You Use the Loan?
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Working capital and payroll
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Raw materials/inventory purchase
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Small machinery and IT systems
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Rent, utilities, vendor payments
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Marketing and business development
READY TO GET STARTED?
Discover a new era of banking.
Reach out to start your journey today.